frequently asked questions

2022世界杯足球比赛时间表 has adopted this policy in accordance with the heoa, section 493, which requires colleges participating in any of the title iv loan programs to develop a code of conduct policy. this policy is supplemental to existing policies at 华体会英超曼联全球官方赞助商 .

ban on revenue sharing agreements

华体会英超曼联全球官方赞助商 and its employees will not enter into any revenue-sharing arrangements with any lender. “revenue sharing arrangements” are defined by the heoa of 2008 as any arrangement between a college and a lender that results in the lender paying a fee or other benefits, including a share of its profits, to the college, or its officers, employees or agents, as a result of the college recommending the lender to its students or families of those students.

ban on gifts

2022世界杯足球比赛时间表 employees who work in the financial aid department, or who otherwise have responsibilities with respect to education loans or financial aid will not accept gifts from any lender, guaranty agency or loan servicer. a “gift” is defined as any gratuity, favor, discount, entertainment, hospitality, loan, or other item having monetary value of more than a de minimis amount. heoa allows for some exceptions related to specific types of activities or literature, which include:

• brochures or other training material related to default aversion or financial literacy.
• food, training, or information as part of training, as long as that training contributes to the professional development of those individuals attending the training.
• favorable terms and benefits to the student employed by the institution, as long as those same terms are provided to all students at the institution.
• entrance and exit counseling, as long as the institution’s staff are in control and they do not promote the services of a specific lender.
• philanthropic contributions from a lender, guaranty agency or loan servicer unrelated to education loans.
• state education, grants, scholarships, or financial aid funds administered by or on behalf of the state.

gifts to family members of 华体会英超曼联全球官方赞助商 employees shall be considered gifts to the employee if the gift was given with the knowledge of the employee and the employee has reason to believe the gift was given because of the position of the employee.

ban on contracting arrangements

financial aid office employees of 华体会英超曼联全球官方赞助商 will not accept any fee, payment or financial benefit as compensation for any type of consulting arrangement or contract to provide services to or on behalf of a lender relating to education loans.

prohibition on offers of funds for private loans

华体会英超曼联全球官方赞助商 and its employees will not accept any offer of funds for private loans. this includes any offer of funds for loans to students at the institution, including funds for an opportunity pool loan, in exchange for providing concessions or promises to the lender for a specific number of loans, or inclusion on a preferred lender list.

advisory board compensation

employees of 华体会英超曼联全球官方赞助商 will not receive anything of value from a lender, guarantor, or group in exchange for serving on an advisory board. if any expenses are incurred while serving in this capacity, reasonable amounts may be reimbursed to the employee.