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new_dtc_logo
request info
(866) 733.6652
  • programs
    • allied health
      • dental assisting
      • medical coding specialist
      • 2022年卡塔尔世界杯官网
      • phlebotomy course
    • mechanical trades
      • 世界杯欧洲区预选赛赛程积分
      • 2022世界杯时间表
      • 2022年世界杯足球比赛赛程表
      • welding & pipefitting
    • truck driving
      • professional truck driving
      • 世界杯比赛名单
    • cosmetology
      • cosmetology
      • cosmetology instructor
    • continuing education
      • pipe fitting
      • dental radiology seminar
  • 世界杯2022赛程时间表
    • 2022年世界杯抽签
    • ridgeland, ms
  • 2022世界杯32强赛程表时间
    • 2022世界杯预选赛
      • welding competition
    • for military students
    • financial aid
      • financing options
      • tuition and cost
      • 世界杯2022赛程时间表最新
      • student loan management
      • 1098-t
    • scholarships
      • mti dtc high school scholarship
      • terms conditions
    • catalog
  • student services
    • student portal
    • transcript request
    • student accounts
    • elearning
      • e-learning ms teams
      • e-learning canvas
      • e-learning pearson
    • dtc apparel
    • student resources
      • housing
      • externships
      • drug and alcohol abuse prevention
      • student complaint procedures
      • campus safety
  • about
    • why 华体会英超曼联全球官方赞助商 ?
    • blog
      • resources
      • news & events
    • emergency financial aid grant — heerf
      • emergency financial aid grant — heerf institutional
      • emergency financial aid grant — heerf crrsaa
      • emergency financial aid grant — american rescue plan
      • heerf student grants – quarterly reports
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student loan management

student loan frequently asked questions (faqs)

how do i manage student loan debt?

student loans, unlike grants and work-study, are borrowed money from the federal government that must be repaid, with interest, just like car loans and home mortgages. you cannot have these loans canceled because you did not like the education you received, didn’t get a job in your field of study or because you’re having financial difficulty. loans are legal obligations that you have to repay.

  • visitstudentaid.govfor more information.
  • more information on student loan financing options at 华体会英超曼联全球官方赞助商 isavailable here.
  • more information on 华体会英超曼联全球官方赞助商 ’s student financial aid isavailable here.

exit counseling requirement

a direct loan student borrowerwho is graduating, leaving school, or dropping below half-time enrollmentis required to complete exit counseling.

  • visitstudentaid.govand log in using your fsa id
  • click on complete loan counseling and then select exit counseling
  • when selecting a school to notify, you will choose midwest technical institute in springfield, il (this is the main campus for mti/dtc)
  • complete the online exit counseling session all the way up until you see a confirmation page (please allow 20-30 minutes to complete)
  • keep this confirmation page for your records
  • the financial aid office at your mti campus will be automatically notified you have met this requirement

student loan repayment options

  • graduated repayment plan:your monthly payments will be lower when you begin repayment and will increase, usually every two years. you will repay your loan in full within 12 to 30 years, depending on the total amount of your direct loans. at a minimum, your payments must cover the interest that accumulates on your loan between payments.
  • income-based repayment plan (ibr): under ibr, the required monthly payment is capped at an amount that is intended to be affordable based on your income and family size. you are eligible for ibr if the monthly repayment amount under ibr will be less than the monthly amount calculated under a 10-year standard repayment plan. if you repay under the ibr plan for 25 years and meet other requirements, you may have any remaining balance of your loan(s) cancelled. additionally, if you work in public service and have reduced loan payments through ibr, the remaining balance after 10-years in a public service job could be cancelled. you may contact your loan holder or loan servicer, or visitstudentaid.govfor more detailed information about the income-based repayment plan.
  • pay-as-you-earn repayment plan: your monthly payment amount will be based on your income and family size and adjusted each year based on changes to your annual income and family size. payments are usually lower than on other repayment plans. payments are never more than the standard 10-year repayment plan and made over a period of 20 years.

options to postpone your payments

a student loan deferment or forbearance allows you to temporarily postpone your monthly payments under certain circumstances, such as:

  • enrollment in school
  • economic or temporary financial hardship
  • unemployment
  • military deployment
  • natural disaster

deferment:a postponement of payment on a loan, during which interest does not accrue if the loan is subsidized. you may qualify for a deferment while you are:

enrolled at least half time in an eligible post secondary school or studying full time in a graduate fellowship program or an approved disability rehabilitation program.

unemployed or meet our rules for economic hardship (limited to 3 years).

you may also be eligible for a deferment based on qualifying active duty service in the u.s. armed forces or national guard.

forbearance:allows you to temporarily stop making payments on your loan, temporarily make smaller payments, or extend the time for making payments. some common reasons for getting forbearance are illness, financial hardship or serving in a medical or dental internship or residency.

keep in mind:

  • a deferment or forbearance is only a temporary suspension of your monthly payments.
  • in most cases, the interest on your student loans continues to accrue during this time.

need help now? 华体会英超曼联全球官方赞助商 providesstudent loan resources

2022世界杯足球比赛时间表 has a loan management department. these staff members are loan default specialists who will work with you to determine if you may be eligible for deferment or forbearance on student loans.

there is no charge to you for this service, so please contact them if you are having trouble making your payments. there are options and help is always available.

loan management department

direct line:(217) 527-8318

fax:(217) 527-8378

email:loanhelp

additional resources:

  • more information on federal student aid, including fafsa, isavailable here.
  • more information about private student loans isavailable here.

programs

  • 2022年卡塔尔世界杯官网
  • dental assisting
  • 2022年世界杯足球比赛赛程表
  • welding & pipefitting
  • 世界杯欧洲区预选赛赛程积分
  • 世界杯比赛名单
  • professional truck driving
  • cosmetology
  • cosmetology instructor training
  • medical coding specialist
  • 2022世界杯时间表
  • phlebotomy course
  • dental radiology seminar

campuses

2022年世界杯抽签
(662) 280-1443

ridgeland, ms
(601) 206-5200

student services

  • externships
  • student accounts
  • drug and alcohol abuse prevention
  • student complaint procedures
  • transcript request
  • student portal

admissions

  • why 华体会英超曼联全球官方赞助商 ?
  • military students
  • financial aid
  • scholarships
  • welding competition
  • catalog

about

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